A standard auto insurance policy in Pennsylvania, through Stalwart Insurance serving Pittsburgh, PA, does a great job covering basic needs like liability, collision, and comprehensive damage.
However, there are several optional add-ons that can make a significant difference when unexpected problems arise. Choosing the right extras can help you avoid headaches and out-of-pocket expenses down the road.
Protect Yourself Against Everyday Road Hazards
Tires and wheels often bear the brunt of potholes, nails, or debris on Pennsylvania roads. Road hazard coverage is an affordable add-on that pays for repairs or replacements when your tires or rims are damaged by road hazards.
This coverage can save you from paying hundreds of dollars out of pocket for new tires after just one unlucky encounter.
Stay Mobile With Rental Reimbursement
If your car is in the shop after an accident, rental reimbursement coverage steps in to pay for a temporary vehicle. Without this coverage, you’d be responsible for rental costs on your own. This add-on is especially helpful if you rely on your car for commuting or getting the kids to school and can’t afford downtime.
Get Help With Towing and Emergencies
Adding roadside assistance is another smart choice. If your car breaks down, you lock yourself out, or need a tow, this add-on ensures help is just a phone call away. Plus, it’s far more convenient to have this service as part of your insurance policy than purchasing a separate membership through a third party.
Consult With a Local Expert
Auto insurance add-ons allow you to customize your coverage to fit your driving habits and lifestyle. Your Pennsylvania insurance agent at Stalwart Insurance, serving Pittsburgh, PA, can guide you through these options and help you determine which extras are worth considering. It’s a simple way to gain extra protection and peace of mind on the road. Contact us today to learn more.
