Stalwart Insurance can help homeowners in the greater Pittsburgh, PA area find the right flood insurance policies to protect their homes. Flood insurance is often a brilliant idea for homeowners who don’t live in a flood zone. Contact our office to find out more!
Why flood insurance is such a great idea
The main reason that flood insurance is a smart idea is that most homeowners’ policies don’t cover losses and damage caused by flood water. If you live outside of a flood zone but in an area that receives some flooding, it may be time to consider getting a flood insurance policy.
Many homeowner policies determine coverage based on the cause of the loss. This means that certain types of damage may not be covered depending on the cause and your specific policy. For example, water damage caused by faulty plumbing might be covered, but damage from flooding during a storm might not. This reality can cause a lot of problems for homeowners who find they lack adequate coverage.
Every policy is different, and if, upon review of your current policy, you determine that you don’t have protection in the event of damage caused by a flood, it could be a smart idea to get a separate flood insurance policy. Damage to a home that is caused by floodwater can be significant. There’s no reason not to look into the benefits of flood insurance before you need it!
We are here to help you with your flood insurance needs!
If you own a home in the Pittsburgh, PA area and have questions about flood insurance, the team at Stalwart Insurance is here to help. Give us a call or come by our office today!