Stalwart Insurance in Pittsburgh, PA is an independent insurance agency that believes they have a responsibility to customize your insurance for you and your vehicle while keeping in mind the state-mandated insurance requirements. We are Stalwart. Reliable, hardworking, faithful, and solid. You can count on us to be there for you from the time we sell you a policy through any claims you may file.
What auto insurance is required in Pennsylvania?
You must maintain liability coverage on your motor vehicle in Pennsylvania. If you don’t keep this coverage, your registration will be canceled, and there will be a penalty for reregistering it. It is not something that you want to have happen to you. The coverage you must maintain is 15/30/5. If you have a car loan, you also need coverage on the vehicle.
Who needs to add gap insurance?
If you have a car loan and your vehicle is totaled relatively quickly, you could find that the money the insurance company is willing to give you for your vehicle is not enough to pay off your loan. That is where the gap comes in. The gap insurance will make sure you don’t lose money and lose your vehicle.
Does auto insurance cover a rental car?
If you have full coverage, your auto insurance should cover your rental vehicle. If you are in doubt, call your insurance agent to make sure. If you have basic insurance, you will need to try another way to pay for the car rental insurance, like your credit card.
Do I need car insurance when my car loan is paid off?
Yes, in Pennsylvania, you need to have basic liability coverage of 15/30/5.
Contact Stalwart Insurance in Pittsburgh, PA when you need to discuss your auto insurance needs.