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Stalwart Insurance

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Pittsburgh, PA 15241

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Recreational Insurance in Pennsylvania and West Virginia

Regardless of the season, no one wants to stay indoors the whole day. With plenty of outdoor activities to enjoy, you’ll always find something to occupy your time.

Pennsylvania has a broad array of recreational activities in the forests and state parks for every season. The common activities people enjoy include:

  • Biking
  • Hiking
  • Stay overnight
  • Horseback riding
  • ATV riding
  • Mountain biking
  • Swimming
  • Boating
  • Whitewater boating
  • Geocaching
  • Hunting
  • Snowmobiling
  • Downhill skiing
  • Sledding and ice skating

Assessing Possible Insurance Needs during Recreation

As you rent, borrow or use your own property to enjoy these activities, it’s time to assess the insurance needs of what you use.

Typically, you may use personal watercraft, trailer or SUV to tow around high-dollar units. Like any other adventure, recreational trips are uncertain and an accident can happen. To protect yourself against such, it’s important to get recreational insurance as coverage for the units onboard as well the cost of the truck or trailer used to transport your units.

Insurance Requirements

Well, an accident is just one of the risks you are likely to face. To find out other risk exposures you might face that require adequate coverage, talk to one of our agents at Stalwart Insurance, Pittsburgh PA. But, remember, in Pennsylvania, the law requires ATV riders to have proof of liability insurance. In case you borrow or rent these units, you should also confirm that you have adequate coverage.

If the rental company hasn’t taken insurance for a bike, ATV unit, boat, or recreational vehicle, and something happens while you are using any of these autos, you may not be covered. Even if they have an insurance cover, you won’t be sure whether it covers third parties.

Seeking Help

Before signing any rental contract, be sure to read and understand it. If you rent a recreation vehicle, for example, are you responsible for any damage to that vehicle due to an incident or accident that may damage the automobile?

To get adequate coverage for you and your family, call or visit Stalwart Insurance.. We will discuss a new policy for your recreational needs.

 

 

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  • Farmers & Mechanics
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  • Rockingham
  • Safeco
  • State Auto
  • Travelers
  • Universal Property & Casualty Company